
With over 30 years’ experience in SME banking, Ajit has held senior management roles across leading financial institutions such as DBS Bank, Citibank, Fullerton Financial Holdings, Bank Danamon and BNP Paribas. At Citibank, Ajit pioneered its SME banking concept – building a robust SME franchise from scratch that was replicated across Citibank globally. Prior to Validus, his last stint at DBS saw him conceptualising and executing a regional blueprint for DBS Bank’s SME business across six markets including Singapore, Hong Kong, India, China, Indonesia and Taiwan. He also set up a regional Centre of Excellence to design, implement and monitor the delivery of a holistic business model including coverage, risk and support, aimed at improving the value proposition of DBS SME Banking.